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As return on equity in financial markets continues to remain stubbornly low and often below funding costs, business leaders need to consider their options to address core underlying profitability. Many have already deployed the traditional options of offshoring, nearshoring, outsourcing. And still industry wide ROE is below 10% against a higher cost of capital. This position is not sustainable and so new approaches and different target operating models need to be considered. In e-FOREX magazine, Mike Thrower looks at why there are real opportunities for a wholesale change in the way FX trades are processed and how we can move to the next stage.