COLLATE: Centralized Collateral Data for Your Banking Book

Create value at every step

Credit risk
Map your entire credit landscape to fully understand credit risk exposures and enforce governance for your full banking book.
Loan loss provisioning
Effortlessly capture, record, track and maintain the collateral and guarantees supporting all loans, helping you achieve dependable LLP outcomes and driving reliability and efficiencies.
Risk-weighted assets
Reduce RWA by closing gaps in loan and collateral data, with a granular portfolio view that enables optimized capital allocation.
Operating costs
Streamline workflows, prevent credit losses with strong controls, and manage collateral releases all with a complete audit trail.
Learn about a leading bank’s digital transformation

Explore how a Tier 1 Australian bank streamlined collateral processes with Broadridge

A clear, connected view of your banking book collateral

COLLATE aggregates, links, and standardizes all lending data within a single, scalable system so you can stay ahead of regulatory demands, empower decision makers, and unlock lending capacity with real-time collateral intelligence.

Complete credit control, simplified

Proactively monitor the health of your loan book with ongoing credit stress testing, risk concentration analysis, and transparent LTV calculations. COLLATE’s compliance-ready workflows ensure you maintain control and confidence – every step of the way.

  • Effortlessly aggregate, link, and maintain complex lending and collateral data
  • Harness granular reporting, scalable infrastructure, and an end-to-end audit trail

COLLATE delivers actionable insights and data lineage across the credit lifecycle, transforming how you view, manage, and optimize your lending capacity.

Contact us to discover COLLATE's full capabilities

Unlock the power of true credit data integrity

From data complexity to confidence: gain credit control, mitigate risk, and improve operations across the lending lifecycle.

Origination
Client structures, ownership, appraisals, and guarantees
Compliance
Insurance, lien searches, document management, LTV and LGD calculations
Perfection
Security details, covenants, electronic filing, perfection status
Maintenance and release
Asset valuation, filing amendments, portfolio assessment, cross-collateral release
Reporting
Analytics, data warehouse, IFR9, CCAR, RWA, CECL, Basel III & IV, AnaCredit

What's next for your business?

We want to hear more about what you need to improve your business and drive transformative innovation, efficiency, and growth.

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