With economic indicators trending in the right direction, bankers tend to put less emphasis on risk management. But banking crises are nothing new to the U.S. financial system and one might ask why the banking industry is so susceptible to crisis. The short answer is that it is a risk business. In this article for the Global Association of Risk Professionals, Ken Tayes, Governance Risk and Control and Internal Audit Practice Leader at Broadridge, discusses the risk culture and how banks can learn from the past.