Fully Paid Lending Has Entered the Mainstream

Rick Stinchfield is a senior consultant with Broadridge GTO Professional Services. He has spent over 30 years developing and managing capital markets industry-critical technologies, from some of the earliest start-up innovators to major services providers and consultancies. He is a regular speaker at industry conferences and has been cited in financial industry publications and the mainstream press. He can be reached at richard.stinchfield@broadridge.com.

Carol Penhale is a Managing Director and a Practice Lead for Consulting and Advisory at Broadridge, Carol brings 3 decades of experience to financial services mandates and helping firms achieve business goals and remain competitive. Carol has spearheaded many end-to-end transformational mandates by optimizing technology stacks, addressing data governance and m igrating to more effective processes and work flows to service disruptive business impacts and demands. She has a BA from The University of Toronto, a Certificate in History from the University of Edinburgh and a Degree in Programming and Systems Analysis from The Institute for Computer Studies. She can be reached at Carol.penhale@broadridge.com.